Verify the ID of any customer, anywhere

Whether you are in Financial Services, Professional Services, Gaming or eCommerce, Pay360 from Capita, can ensure that you meet your compliance requirements and also improve your customer journey cost effectively.

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Validate new and existing customers

Quickly and easily check the risk associated with applicants, through our single integration. We provide access to over 60 profiled data vendors, which facilitates a best-in-class solution across bank, device, card, email and geolocation checks, as well as the main Credit Bureaus.

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Improve conversion in customer on-boarding

In a world of ever-increasing fraud and regulatory requirements, the goal of frictionless customer journey might seem like just an aspiration. We can help you become ‘friction right’ though: providing you with a multi-thread scorecard. This means that the right customers will be met with the appropriate level of verification. So, minimising fraud, without losing good customers.

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Lower your business running costs

As part of Capita Group, one of the UK’s most trusted providers of checks to Public and Private Sector business, we can leverage the economies that the volume of checks we conduct bring. This provides attractive commercial terms on a pay per check model, for our clients.

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Comply with UK and International Regulations

Verify helps you meet AMLD5, PSD2, PCI and GDPR requirements as well as industry specific regulations, including Malta Gaming Authority (MGA)UK Gambling Commission (UKGC), SRA, FCA  and JMLSG for peace of mind, allowing you to focus on your new market growth strategy.

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What does Optimize Verify check?

It provides a complete picture, verifying your customers’ identify by utilising multiple providers, including: Trans Union, Experian, Equifax, Iovation, Emailage and Telesign.

Including:
 
  • Address mapping and validation
  • Affordability
  • Mobile & browser device recognition
  • Mobile & landline profiling/scoring
  • Compromised, fake or salacious data
  • Deceased, PEP & sanctions data
  • Address cleansing
  • Account compromise notifications
  • Email profiling
  • Biometric authentication
  • IP geolocation/intelligence
  • Bank account validation
  • Central negative database lookup
  • KYC and KYB checks
  • Commercial and consumer Bank Account
  • Social network biometrics and scoring
  • Document verification