IncomeAI is a unique debt management service that leverages artificial intelligence, preferred communication channels and the latest payment methods to speed up payment collection. This enables you to reduce your operational costs whilst increasing your cash flow.

Self-learning AI

Smart automation reduces the costs of collecting payments and speeds up the process, ensuring quick, efficient revenue collection. The artificial intelligence system learns continually to optimise the end result.

Choice of payment solutions

IncomeAI is fully integrated into with Pay360 payment services so payments can be made via the UK’s most popular payment methods, helping to increase the conversion rate and lead to a better cash flow.

Fully customer centric approach

Our technology is designed to focus on customers’ needs and behaviours, helping them feel well-served and valued, increasing the rate of collections and customer loyalty.

Variety of communication channels

The channels setup is flexible and innovative: SMS, email, messenger services, chatbots and further options can easily be integrated.

White label landing pages

Our e-invoicing and dunning services are white label solutions. Your end consumer will be viewing a fully branded landing page customised to your corporate design.

Flexible cross-platform integration

No matter which systems you work with, our flexible technology can easily be integrated via APIs and further technical solutions.




Invoice gets raised

AI determines most successful communication channel and time period to send invoice

AI monitors customer response based on communication channel and time period

Invoices can be opened via a secure link on any smartphone, tablet or laptop device

Mobile responsive payment pages with integrated payment options allows for quick and simple payment


Product features


We cover the full end-to-end process for receivables management, starting with sending e-invoices, over to the dunning process and debt collection. With our proprietary AI-based technology we offer a broad range of digital communication channels and payment methods.





1. E-invoicing


IncomeAI converts traditional letters into email, SMS and other digital channels for invoicing, connecting to customer-friendly payment options to suit individual preferences.






2. Debt management


When customers don’t pay on time, it’s usually an administrative error – a missed, forgotten or lost invoice. IncomeAI is customisable and mirrors your brand values throughout the process to enhance the customer experience.






3. Debt collection


By using IncomeAI for accounts management, you can minimise how often this stage is necessary. In the few cases where the customer doesn’t pay, IncomeAI takes care of the entire process with a focus on speeding up recovery rates.




Company efficiency

Cost reduction through smart automation

Customer transparency

Fair and open communication

Company effectiveness

Higher repayment rate and faster execution

Customer Orientation

Communication via the preferred channel

Customer retention

Increased level of satisfaction causing repurchases

Time saving

Simple and frictionless payment